The Par Plan (Michigan Township Participating Plan)


The Michigan Township Participating Plan was formed in 1985 to serve the needs of Townships and other small to medium sized public entities throughout the state of Michigan. Today over 1,300 Michigan public entities benefit from the many services that the Par-Plan offers.

  • The list below outlines some of the primary coverage's provided:
  • Comprehensive Municipal Liability Coverage
  • Wrongful Acts Liability Coverage
  • Law Enforcement Professional Liability Coverage
  • Boiler & Machinery Coverage
  • Vehicle Liability Coverage
  • Vehicle Physical Damage Coverage
  • Buildings & Contents Coverage
  • Scheduled & Unscheduled Property Coverage (Inland Marine)
  • Electronic & Data Processing Equipment Coverage
  • Broad Form Crime Coverage
  • Elected or Appointed Officials Resident or Place of Employment Liability
  • Special Events Liability
  • Fire Legal Liability
  • Medical Services Professional Liability
  • Public and Private Highways, Roads, Streets and Sidewalks Liability
  • Cemetery Professional Liability
  • Employee Benefits Liability
  • Nose Coverage Liability
  • Liquor Liability

Tokio Marine HCC-Public Risk Group


Tokio Marine HCC-Public Risk Group was established to serve the growing insurance and risk management needs of medium and large governmental entities throughout the states of Illinois, Indiana, Kentucky, Michigan, New York, North Carolina, Ohio, Pennsylvania, South Carolina, and Tennessee.

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Today, hundreds of villages, cities, townships and counties have joined this program and are enjoying the many coverage's and services offered.

  • The list below outlines some of the primary coverage's provided:
  • Comprehensive Municipal Liability Coverage
  • Wrongful Acts Liability Coverage
  • Law Enforcement Professional Liability Coverage
  • Boiler & Machinery Coverage
  • Vehicle Liability Coverage
  • Vehicle Physical Damage Coverage
  • Buildings & Contents Coverage
  • Scheduled & Unscheduled Property Coverage (Inland Marine)
  • Electronic & Data Processing Equipment Coverage
  • Broad Form Crime Coverage
  • Elected or Appointed Officials Resident or Place of Employment Liability
  • Special Events Liability
  • Fire Legal Liability
  • Medical Services Professional Liability
  • Public and Private Highways, Roads, Streets and Sidewalks Liability
  • Cemetery Professional Liability
  • Employee Benefits Liability
  • Nose Coverage Liability
  • Liquor Liability